This low carb banana dessert comes with over fifteen topping and mix-in ideas to make the perfect banana split - keto style!

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Welcome to the first banana-flavored recipe on this site! As I mentioned in my guide to low carb fruit, one medium banana contains 27g net carbs - making it definitely something we should NOT be eating on a low carb diet.
But I've become a huge fan of Simply Delish, who offer a range of jel desserts and instant pudding mixes - including banana flavor! So I decided to make a fluff-style dessert with cream cheese, but then I went one stage further and decided to make it into a low carb version of a banana split!
So check out Simply Delish - the pudding mixes are also available in chocolate, strawberry and vanilla - and very reasonably priced!
How to Make a Low Carb Banana Split Fluff
In a stand mixer bowl, add room-temperature cream cheese, and half a cup of heavy cream. Beat until the mixture is smooth. Add in some water and more cream, then beat again to combine. Sprinkle a packet of Simply Delish Banana Flavor Instant Pudding into the mixer bowl.
Next, beat until the mixture starts to thicken, about 1-2 minutes. Then it's time to get the toppings and mix-ins ready! Here are my top low carb suggestions:
- Low carb chocolate chips
- Strawberry sauce (make your own or buy ChocZero)
- Keto sprinkles
- Unsweetened flaked coconut or toasted coconut chips
- Low carb marshmallows available from Amazon
- Chocolate sauce (make your own or buy ChocZero)
- Fresh raspberries or chopped strawberries
- Low carb marshmallow fluff
- Chopped nuts
- Low Carb Hot Fudge Sauce
- Crushed Low Carb Meringues
- Crumbled low carb cookies
- Caramel sauce (make your own or buy ChocZero)
- Peanut butter or Sugar Free Peanut Butter Candy
- Whipped cream
- Sugar free chocolate hazelnut spread
How's that for inspiration?!? I started with mini chocolate chips which I mixed into the fluff for a great textural contrast.
I then transferred the fluff to a bowl and topped it with chopped strawberries and nuts.
Alternatively, you could set all the mix-ins and toppings out for people to add their own!
📖 Recipe

Low Carb Banana Split Fluff
Ingredients
Equipment
Step-by-Step Instructions
- In a stand mixer bowl, add the cream cheese and half a cup of the heavy cream, then beat until the mixture is smooth.
- Add in the water and remaining cream, then beat again to combine.
- Sprinkle the Banana Pudding mix into the mixer bowl, and beat again until the mixture starts to thicken, about 1-2 minutes.
- Stir in the chocolate chips, then transfer the fluff to a serving bowl.
- Garnish with the strawberries and nuts.
Nutrition
Notes
Tried this recipe?
Let us know how it was!Nutritional information is provided as a courtesy and is my best approximation. Net carbs are calculated as the total grams carbs minus the total grams of fiber.
Inspired by this recipe.








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